The Excuses Page
Your Initial Financial Plan:
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Print Out The Eight Step Checklist to Keep Track of Your Progress
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Step 1: Calculate Your Financial APGAR Score
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Step 2: Put Together Your "Ow-Ow" (Net Worth) Statement
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Step 3: Prepare Your Monthly Cash Flow Budget
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Step 4: Set Your Savings and Debt Reduction Goals
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Step 5: Project If You're Saving Enough for Retirement
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Step 6: Work Through a Tax Projection (to Avoid Any Surprises Next April 15th)
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Step 7: Review Your Life and Disability Insurance Needs
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Step 8: Have an Attorney Draft Certain Essential Documents
Preparing your initial financial plan isn't easy. To make matters worse, it's very unlikely that both you and your spouse will share the same enthusiasm for the financial planning process.
If you're the more enthusiastic one, you've probably heard some pretty good excuses from your spouse as he or she tried to delay, or avoid altogether, working on your initial financial plan. Please e-mail us at excuses@NewlywedFinances.com the best excuse that your spouse was able to come up with, and we'll post it below.
If you're the less enthusiastic spouse, please share with the other readers what excuse worked the best for you. And did your excuse just delay the process, or did it allow you to completely avoid working on the initial financial plan? Simply e-mail your successful excuses to us at excuses@NewlywedFinances.com and we'll post them below.
Here's Some Excuses Submitted by Other Newlyweds
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I went out shopping for a little while, and left my new spouse with our new puppy, who allegedly mistook our floppy disk (containing a half completed initial financial plan) as his chew doll.
Need to Buy Some Time?
Run out of excuses?
Maybe some flowers or candy will convince your spouse to let you take a little break from working on your initial financial plan.